Durable medical equipment and Medicare: wheelchairs, walkers, CPAP and oxygen
What counts as durable medical equipment, the rent-vs-buy rules, competitive bidding suppliers, and how much you pay.
Durable medical equipment (DME) is reusable equipment ordered by a doctor for use at home: walkers, wheelchairs, hospital beds, CPAP machines, oxygen equipment, blood glucose monitors and more. Part B covers it.
Costs
You pay 20% of the Medicare-approved amount after the Part B deductible. Use a supplier that accepts assignment.
Rent or buy
Some items are rented, then owned after 13 months (such as some wheelchairs). Oxygen equipment is rented for 36 months, with supplier obligations for up to five years.
Requirements
- A face-to-face visit and a written order from your doctor.
- Medicare-enrolled supplier.
- For CPAP, continued coverage after 90 days depends on documented use.
Not covered
Items mainly for convenience, such as grab bars, stairlifts and bathtub chairs; see what Medicare doesn't cover.
Questions people ask
Does Medicare cover wheelchairs?
Yes, when medically necessary for use at home.
What do I pay for DME?
20% of the approved amount after the Part B deductible.
Are grab bars covered?
No.
Does Medigap cover my 20%?
Yes, most plans pay Part B coinsurance.
Independent educational site. Not affiliated with or endorsed by the U.S. government, the federal Medicare program, or any insurance company. Figures are 2026 amounts published by CMS unless noted; check Medicare.gov for your situation.